Tech companies offer cyberinsurance guarantees
...Trusona, which markets authentication software to large companies and government agencies, guarantees authentication on financial transactions such as wire transfers up to $1 million per transaction.
Here's how it works: security managers can attach a uniquely-designed cryptographic hardware token that's also a card reader to a smartphone or any computing device. The chief financial officer or a person authorized to make large purchases then simply swipes a standard magstripe card through the card reader. Instead of focusing on the card's number, the device reads the molecular-level particles on the magstripe card.