Identity Impersonation Detection White Paper Read Now

ATO Protect for Finance (Preview)
ATO Protect for Finance

Stop fraud before money moves

Protect wire transfers, payroll, and payouts with real identity checks. Before funds leave the business, ATO Protect confirms the request came from the actual person, not someone impersonating them.

Powered by Identity Impersonation Detection
The gap in finance controls

Email filters and MFA do not stop a convincing request

Finance teams face relentless social engineering. The approval itself is the weak point, because the controls around it verify the message, not the person sending it.

Problem

The request looks legitimate

Fraudsters impersonate executives, vendors, or employees to trigger payments. They have the right name, the right tone, and the right urgency. Email filters and MFA do not stop a convincing phone call or chat message, so the payment moves forward on trust alone.

Solution

An identity checkpoint before funds move

ATO Protect adds an identity checkpoint for sensitive financial actions. Before approving a transfer, payroll change, or vendor payout, the system verifies that the request comes from the legitimate person, shutting down fraud before funds leave the business.

Executive impersonation

An urgent wire from the "CFO" that bypasses normal sign-off. The voice may even be cloned from a public earnings call.

Vendor and invoice fraud

A trusted supplier emails new banking details for an outstanding invoice. The account is the attacker's.

Payroll diversion

A self-service portal request reroutes an employee's direct deposit. The first sign is a missed paycheck.

How the checkpoint works

Verification happens away from the channel under attack

The request can be spoofed because the attacker controls the email and the call. The identity check cannot, because it runs on the approver's enrolled device and answers a single question: is this the real person?

1Triggered by risk

A high-value action pauses

A transfer, a payroll change, or a new vendor payout meets your threshold and holds for an identity check before it clears.

2Out of band

The real approver is challenged

A phishing-resistant challenge goes to the approver's enrolled device. A cloned voice or a spoofed email cannot answer it.

3Released or stopped

Funds move only when identity clears

Confirmed, the payment proceeds in seconds. Unconfirmed, it never leaves the business and the attempt is logged.

What finance teams get

Confidence in every payment decision

The same controls finance already runs, with the one check that closes the impersonation gap.

Block fraudulent wire transfers and vendor scams

Impersonated payment requests fail at the approval step, before money leaves the account.

Verify high-risk approvals in seconds

A device-bound check clears legitimate requests fast, so controls do not slow the business down.

Reduce costly financial fraud losses

Stopping a single diverted wire can pay for the control many times over.

Give finance teams confidence in every decision

Approvers act on verified identity, not on a gut read of whether a request sounds right.

Protect your finance workflows with ATO Protect

See how an identity checkpoint stops impersonation fraud before a single transfer clears.

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